Depending on the state you live in, the closing process for buying/selling a home can work out a little differently. You live in Florida. Are you the seller? If you are, then you get to pay for the title insurance, generally speaking. That’s what the experts say, and now you know to plan for that. See, it helps knowing where the responsibilities lie because you have to look at all factors so that you come out on the right side of the deal.
Since you pay the title insurance as the seller, you also get to pick the title company. As you can well imagine, there are geographic exceptions to everything that was just said. Do you live in Dade County? If you are a seller in Dade County, then the buyer is going to be paying the title insurance. The same goes for Broward County, Sarasota, and Collier. Be aware of this is you live in one of those areas in the state of Florida. It sure would be nice not to be the one responsible for paying title insurance, but you have to do what you have to do. As long as you know what it is you have to do, you can get it done and move on with the sale of your home.